From your first strategic deep-dive to full group structure planning, each Utile service is built around what you actually need right now. And what you’ll need next.
For owners who want to stop over-paying HMRC
We analyse your current tax position, identify exactly where you’re leaking money, and hand you the specific tactics to plug it. No fluff, no ongoing retainer, no tie-in.
For growing UK SMEs who want their accountant to pick up the phone
Our core package. Everything from Tier 1 plus complete compliance cover (accounts, corporation tax, personal tax, VAT, payroll, bookkeeping) and direct access to your accountant whenever you need us.
For multi-entity businesses and long-horizon planning
When you’ve outgrown a single Ltd company, or you’re planning an exit, this is the strategic architecture work that protects and compounds. Bespoke, project-priced, delivered personally by Sam.
| What’s included | Tier 1 Tax Strategy |
Tier 2 Premium Accounting |
Tier 3 Group Structure |
|---|---|---|---|
| Personalised tax strategy | ● | ● | ● |
| Current position analysis | ● | ● | ● |
| Tactics to mitigate tax | ● | ● | ● |
| Annual Accounts | — | ● | ● |
| Corporation Tax | — | ● | ● |
| Personal Tax / self-assessment | — | ● | ● |
| VAT returns | — | ● | ● |
| Payroll | — | ● | ● |
| Bookkeeping | — | ● | ● |
| Management accounts | — | ● | ● |
| Budgeting & cashflow | — | ● | ● |
| Ongoing expert advice | — | ● | ● |
| Group structure assessment | — | — | ● |
| Legal entity set-up | — | — | ● |
| Share & asset exchange planning | — | — | ● |
| Exit-readiness planning | — | — | ● |
Pricing tailored to your business shape. Shared on your free 30-minute discovery call.
A free 30-minute discovery call. We understand your business shape, your goals, and where you feel tax is leaking.
We build a personalised tax strategy and scope the right tier to deliver it. Clear written proposal, no surprises.
We onboard your company, execute the strategy, and take compliance off your plate. Most clients save thousands in year one.
Quarterly check-ins so the strategy keeps pace with the business. New opportunities caught before year-end, not after.
“Moving to Utile completely revolutionised our business. They’ve made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
If you want one-off strategic clarity, Tier 1. If you want strategy plus someone handling your compliance end-to-end, Tier 2 (most of our clients). If you have multiple entities, property or an exit in sight, Tier 3. On your free call we’ll tell you honestly which fits, even if it’s a smaller package than you expected.
Absolutely. Most clients start with Tier 1 or Tier 2 and move up as they grow. The Tier 1 strategy work always carries forward, so you’re never paying for it twice. If you downsize, we flex the scope with you.
Annual Accounts, Corporation Tax, Personal Tax, VAT, Payroll, Bookkeeping, Management Accounts, Budgeting, Cashflow Forecasting, and Confirmation Statement filing. Plus on-demand expert advice. See the comparison table above for the side-by-side.
Not yet. Tier 3 is for owners who already have multiple entities, a property portfolio, or are preparing for an exit. If you’re running one Ltd company, Tier 1 or Tier 2 is almost certainly the right fit right now. We’ll flag Tier 3 later if and when it becomes relevant.
Tier 1 is a fixed-fee engagement delivered over 2–3 weeks. Tier 2 is a tailored monthly retainer based on your business complexity. Tier 3 is project-priced. We share exact numbers on your free 30-minute discovery call once we understand your setup.
Yes, and many clients do exactly that. Tier 1 is designed to be a no-risk entry point. If the strategy wins pay for themselves (they almost always do), we can talk about moving to Tier 2. If not, you’ve got a strategy document to take anywhere.
